Microfinance for migrants in the EU




"Best practice exchange on microfinance for migrants in the EU": online survey on financial services for migrants

The project is developed by Associazione Microfinanza e Sviluppo in partnership with RITMI (Italian Microfinance Network), EMN (European Microfinance Network) and Nantik Lum Foundation and it is promoted and co-financed by the European Fund for the Integration of Third-country Nationals and the Italian Ministry of the Interior.

The aim of the program is to identify the supply of microfinance services for migrants in the EU focusing on the existing best practices for financial inclusion of migrants and their exchange.




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Objectives of the project

  1. Analysis of supply and demand of microfinance services for migrants in EU

  2. Identification of good practices in the microfinance sector by using key indicators

  3. Development of an exchange system of good practices

Data Collection

The data required in order to reach the Objective 1 and 2 will be collected using direct contacts and sources made available by our partners.

On the basis of our experience, we will involve also strategic players out of the EMN network. Our work will focus especially on the EU countries with the stronger incidence of migrants from extra-EU countries.


The objectives of the project will be achieved through the direct involvement of key actors of the microfinance sector at a European and national level: the European Microfinance Network (EMN) which comprises the major European microfinance operators, the Italian Network of Microfinance (RITMI) - the Italian national association of microfinance institutions and the Nantik Lum Foundation, based in Madrid, which brings its operational experience in the microfinance field.

Final recipients

Microfinance operators and other actors that serve migrants:

  • learn from each other through best practices; - participate the platform by exchanging information and experiences; 

  • use indicators in order to evaluate their own products/services for migrants; 

  • have a positive and effective visibility in the European context


  • understand what are the opportunities in terms of access to financial markets; 

  • know the existing and active organizations, programs, financial institutions and banks which fit better with their needs.