ASF JSC is a leading non-bank financial institution in Albania, boasting over 25 years of experience in microfinance.

Since its establishment, ASF has provided more than 39,000 loans, benefiting farmers, small businesses, and families nationwide, directly contributing to enterprise growth, agricultural development, job creation, and financial inclusion for underserved communities.

With an active loan portfolio of €13.5 million and a widespread branch network, ASF plays a key role in local economic development, particularly in rural and semi-urban areas, offering both financing and financial advice.

ASF’s mission is to strengthen the economic sustainability of Albanian communities through responsible financing that balances financial objectives with meaningful social impact.