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COOPFIN S.p.A. visits Adie

Peer-to-peer visit

Key lessons from the visits:

1. The microcredit loans market in France is completely different to the banking loans market. Microcredit loans and bank loans in France belong to separate markets: each has its own level of demand and loan offer, and MFIs and banks do not compete against each other. Moreover, Adie is the main player and there are other few operators of this size.

2. The decision-making process on microcredit loans applications is carried out by local directors. The decision-making process is thus easier since it does not directly involve the board of directors.

3. Supported by the loan officers, Adie volunteers take over the follow-up and support of customers. This programme guarantees a precious support to beneficiaries in terms of non-financial business services.

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Peer-to-Peer Visits

The peer-to-peer exchange visits, exclusively intended for EMN members, provide each EMN member with the opportunity to visit another member on a specific theme, in order to deepen the understanding of their work, to encourage exchange of good practices and to develop expertise. These bilateral exchanges, tailor-made to members' needs and expectations, also facilitate cooperation and collaboration between EMN members.
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