Skip to main content

Connecting creditworthy borrowers with investors via a secure pan-European online marketplace

Publication Good practices

Bandora, based in Estonia, is an online peer-to-peer lending platform for investment into European personal loans. Through technological innovation, its objective is to provide a pan-European platform that connects creditworthy borrowers who are underserved by the banking sector with private and institutional investors, giving both parties mutually beneficial terms. Bondora is the only pan-European peer lending platform that not only excludes middlemen and banks from the transaction, but also facilities the free flow of capital across Europe, resulting in better terms for borrowers and premium returns for investors. Standardisation and credit scoring models allow for an investor-friendly access across all Bondoras markets: Estonia, Finland, Slovakia and Spain.