Skip to main content

Debt, Borrowing and Over-Indebtedness: a country-level monitoring framework

Publication Policy notes

Debt is a double-edged sword and it is also on the rise: it can lead to both economic growth; or crisis and over-indebtedness. The thin line dividing these two outcomes is difficult to define, and measures to detect when precisely the tipping point occurs are imperfect. Indebtedness is a complex social and economic phenomenon that affects large numbers of people on a very personal level, and impacts their well-being and ability to contribute to society.