What a year to look back upon! While there is surely no need to remind anyone of the COVID-19 pandemic that took the world by storm in the early months of 2020, it is essential to reflect together on the silver linings of this storm. Chief amongst them is the extraordinary resilience demonstrated by the European microfinance sector in light of these events. The viability of its various business models, the solidarity it displayed, and ultimately the efforts made by all its actors to mitigate the impact on the most vulnerable and their businesses, are some of the many reasons to feel not only proud but also optimistic about the post-Covid era.

Elwin Groenevelt
President of EMN