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Strengthening vulnerable micro-enterprises through microinsurance, the Adie Experience

Publication Good practices

This Good Practice focuses on strengthening vulnerable micro-enterprises through microinsurance: The Adie Experience. Created 25 years ago, this institution offers financial services to unemployed people who, despite their lack of access to traditional banks and other financial services providers, plan to start up a micro-business or develop an existing one in France. This document looks at how ADIE’s microinsurance programme was developed in partnership with two insurers (AXA and MACIF) in a co-insurance scheme. The aim was to strengthen and secure client initiatives by protecting individuals and their professional assets in case of unfortunate events.