Associació CAF, Comunitats Autofinançades (ACAF) is a non-profit organization founded in 2004, and based in Barcelona, Spain. The organization fosters the creation and development of self-funded communities (SFCs), believing that communities of low-income people can finance themselves and create access to credit without any external help. This document studies Winkomun, an innovative platform that consists of an application (APP) of e-learning and e-finance, Business Development Services, non-financial services coupled with a technology platform designed to expand the SFC methodology to Europe, the United States and Canada.