Funding of activities is a major preoccupation of most microfinance providers, whether it is for their loan fund or for their operating costs. EU funding can potentially cover a large chunk of financial needs of MFIs operating in the European Union. However, the range of funding possibilities can appear diverse and complex, filling in the applications properly can be a time-consuming challenge for small organisations, and they must be prepared to fill in requirements when running the programme, particularly with reporting.

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