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The voice of European microfinance

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flag 25 countries account_balance 93 members
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EMN Annual Conference 2021

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Latest opportunities for the microfinance sector

Consult the most relevant calls for proposals, calls for applications, expressions of interest.

European Commission

EaSI Programme 2014–20 – Final Evaluation

European Commission

EaSI TA - Social Entrepreneurship



What we do


The development of microfinance in Europe has encountered many legal and political obstacles. It is therefore important that the European Microfinance Network be strongly involved in advocacy on a wide range of issues related to microfinance, micro-enterprises, social and financial exclusion, self-employment and employment creation.


Do you have a question about financial inclusion in the EU? Want to know more about the EU financial instruments for microfinance? Looking for access to finance research initiatives? Or are you curious to find out how the European Code of Good Conduct works? We have answers for you!


One of the many functions of the European Microfinance Network (EMN) is to organise debates and webinars addressing a wide range of subjects pertinent to microfinance in Europe. These activities are a chance to foster an exchange of ideas among different partners, and contribute to spreading knowledge of microfinance throughout Europe.

Peer-to-Peer Visits

The peer-to-peer exchange visits, exclusively intended for EMN members, provide each EMN member with the opportunity to visit another member on a specific theme, in order to deepen the understanding of their work, to encourage exchange of good practices and to develop expertise. These bilateral exchanges, tailor-made to members' needs and expectations, also facilitate cooperation and collaboration between EMN members.

Working Groups

EMN organises Working Groups to strengthen the involvement of its members in the Network. The activities carried out by the different Working Groups are very diverse: organisation of workshops, elaboration of research papers, publications, creation of new tools for microfinance management, etc.

Annual Conference

Every year since 2004, EMN organises its Annual Conference, a major meeting in the sector's agenda bringing together all its actors. Today, our conferences bring together around 300 participants with varying backgrounds, attract sponsors and investors along with EU representatives, and are a wonderful experience for information exchange and networking for everyone interested in European microfinance.

European Microfinance Day

The European Microfinance Day initiative was launched in 2015 as a tool to highlight the impact of the microfinance sector in Europe from a social and an economic perspective.
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Technical Assistance in response to the COVID-19 crisis

Microfinance clients are expected to be particularly affected by the COVID-19 crisis due to the nature of their activities (micro and small businesses) and their socio-economic background. The purpose of this project, run by EMN and supported by J.P.Morgan, is to deliver Technical Assistance to a selection of MFIs in order to build their capacity to ensure continuous, efficient, and adapted support to entrepreneurs in the COVID era.

Strengthening Financial Inclusion through Digitalisation

The SFIDE project (Strengthening Financial Inclusion through Digitalisation in Europe) aims to investigate the potential of technological and financial innovation to increase the efficiency of the inclusive finance sector, through the identification and promotion of best practices. It is the partners' flagship project on digitalisation, a topic of utmost importance especially at the dawn of the post-COVID era for the European microfinance sector.

Improving the Financial Health of Micro-Entrepreneurs

The purpose of this project carried out by ADA and EMN was to identify and share good practices on the assessment of financial health. It aimed at improving the specific support provided to micro-entrepreneurs at risk or facing financial issues, such as cash flow management, confusion between personal and professional finances, access to finance, or late payments. The project received the support of J.P. Morgan and was structured as a cross-country research activity covering eight countries across three continents

Become an EMN member

  • Get access to other members' financial data
  • Participate in and create working groups
  • Find your peers by expertise, geographic area
  • Organise and attend microcredit events
  • Promote your publications and calls for proposals
Join the network