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Legal Notice and Privacy

Legal Notice

These general terms and conditions of use and agreement cover users’ access to and use of the website

By agreeing to these general terms and conditions of use and agreement, users hereby assert that:

  1. They have read and understood the contents hereof..
  2. They accept the obligations set out herein.

Anyone who uses the website becomes a user thereof and agrees to all the general terms and conditions set out herein.

The user should read these general terms and conditions of use and agreement carefully every time they access the website, given that the website and these general terms and conditions of use and agreement may change over time.

The owner of the website reserves the right to update or make any changes to the contents and services, these general terms and conditions of use and agreement and, in general, any aspect related to the design and layout of the website, at any time without any prior warning.

Privacy Policy

All users have the right to access, amend and remove any of their personal data. They can exercise these rights by contacting EMN at

When you provide EMN with personal information, for example by using the contact form, by subscribing to the newsletter or by registering for an event, we will take steps to ensure that your information is treated securely.

Contact Us

If you email us through this website or at, we will receive your email address and any other information you choose to include in your email. We use your email address to respond to your inquiry.


If you would like to receive our email newsletters, we ask you for your name and email address so that we can fulfill your request.

Webinars and events

If you register for a webinar or an event, we ask you for your name, email address and name of your organisation.

EMN is committed to safeguarding your privacy, while providing a high quality of service. EMN will treat your personal information as confidential and your details will not be given or sold to anyone. 

Contents and services linked through the website

The European Microfinance Network cannot guarantee the accuracy, reliability or completeness of any information obtained directly or indirectly from and therefore may not be held liable for any information. It is the user’s responsibility to use the information on this website with due care and attention, and to carry out any necessary checks before entering into any legal obligations.

EMN cannot be held liable for any service interruptions on the website resulting from circumstances beyond their control (malfunctions, viruses, line problems, etc.), nor for any direct or indirect damage caused by these interruptions. This site may be linked to external sites over which EMN has no control and for which it assumes no responsibility.

Access to the website may include technical devices, including links, directories and even search tools that let users access other pages and internet sites. In such cases, the owner of the website shall only be responsible for the contents and services offered on the linked sites if the owner was effectively aware of any illegal activity and failed to deactivate the link with the due diligence. If users believe that a linked site contains illegal or unsuitable contents, they should inform the owner of the website. However, this action in no way entails any obligation to remove the corresponding link.

Intellectual and industrial property

In the absence of any indication to the contrary, the reproduction of information contained on this site is authorized for non-commercial purposes on the condition that the source is expressly mentioned.

The entire contents of the website, understood as including, but not limited to, the texts, photographs, graphics, images, icons, technology, software, links and other audiovisual or sound contents, as well as their graphic design and source code, are the intellectual property of the owner of the website or third parties. No exploitation rights recognised by the current legislation on intellectual property are to be understood to be transferred to the user.


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