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European Microcredit Whitepaper

Publication Papers

Together with Adie (Association pour le Droit à l’Initiative Économique) and the European Microfinance Network (EMN), Paris EUROPLACE has published a whitepaper on microfinance. Subtitled "Unlocking the potential of microcredit for a more inclusive and dynamic Europe”, this paper summarises the current situation and the potential developments for microfinance, and initiates the reflexion on how to untap its potential at the European level.

This whitepaper aims at raising awareness on:

  • the growing importance of independent work and micro-entrepreneurship in employment in the European Union since the beginning of the 21st century;
  • the development of microcredit, that has proved its effectiveness in the European Union under various forms adapted to each Member State’s context;
  • the necessity to improve the legislative and regulatory framework on microfinance and business creation at the European level;
  • the need to reinforce means and modalities of financing for small businesses via public resources in line with social impacts and objectives.

Paris EUROPLACE is also publishing a French-language version of this whitepaper enriched with a focus on the French microfinance context.

See also