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EMN Annual Report 2025

In 2025, the European Microfinance Network (EMN) reached new milestones, strengthening its network, expanding its partnerships, and reinforcing its role in promoting microfinance as a key tool for social and financial inclusion. From hosting the closing event of the European Microfinance Day Campaign in Barcelona to bringing together stakeholders at its Annual Conference in Cagliari, EMN continued to foster collaboration and raise the visibility of the sector across Europe.

This report provides an overview of the main activities and achievements of the EMN team, its members, and partners throughout the year. It highlights EMN’s continued work to promote inclusive finance, support underserved communities, contribute to European and national policy discussions, and strengthen knowledge and collaboration across the microfinance sector. In 2025, EMN also welcomed 11 new members, expanded its partnerships with organisations such as UNESCO and EUIPO, and further developed its research activities and community.

EMN Annual Report 2024

In 2024, the European Microfinance Network (EMN) expanded its membership across Europe, strengthened its partnerships with relevant stakeholders, and continued to promote financial and social inclusion. By representing the microfinance and social economy in Brussels, EMN reasserted its position as the leading voice of the sector in Europe.

This report provides an overview of the main activities carried out by the EMN team and its partners during the previous year. It outlines EMN’s key objectives, which include ensuring fairer and inclusive finance for all, supporting underserved groups, and developing sustainable solutions for the microfinance sector.

EMN Annual Report 2023

In 2023, the European Microfinance Network celebrated its 20th anniversary in Paris, where the organisation was originally created by its founder, Maria Nowak. Following her vision and legacy, in the last two decades, we committed to support micro-entrepreneurs, and to strengthen the microfinance sector across Europe.

This reports provides you with an overview of the main activities carried out by the EMN Team and its partners during the previous year. It shows EMN’s main objectives, such as financial and social inclusion for all, support to vulnerable categories, and development of sustainable solutions for the microfinance sector.

EMN Annual Report 2022

2022 was certainly a challenging year: after the end of the COVID19’s restrictions, the inflation dramatically increased across Europe, the Ukraine-Russia war blew out, and new monetary policies were put in place.

At the European Microfinance Network we worked with our members to support Small and Micro Entrepreneurs (SMEs) in overcoming these times of crises. Over the year, we organised a series of webinars within the EasiTA projects and other events dedicated to various topics, such as green transitions, digitalisation, and financial inclusion.

We published a number of publications, including Policy Briefings, a Survey Report, and other working papers. Finally, we held our Annual Conference in Brussels, and organised the 8th edition of the European Microfinance Day Campaign.