ESBG (European Savings Banks Group) is an international banking association that represents one of the largest European retail banking networks, comprising of approximately one-third of the retail banking market in Europe.

Instant Factoring is a modern and flexible financing solution that offers access to working capital and liquidities, fast, simple and with no hidden fees. 

Our Mission 
We support entrepreneurs and their goals to reach new heights at maximum potential and develop their businesses through simple, innovative and 100% digital financial solutions. 

Our Vision
We believe in a society focused on education, meritocracy, innovation and automation that creates opportunities for people and businesses to reach their full potential

UNCAR is a nationwide, three-level non-profit organisation, encompassing 40 affiliated non-profit territorial unions (UTCARs) and 2,400 reciprocal aid associations (CARs).