Established in 1994, the Cooperative Bank of Karditsa (CBK) is fundamentally committed to fostering socio-economic development within the Thessaly region of Greece. This commitment is an integral part of the bank's identity. Over the years, CBK has developed a profound understanding of the unique challenges and opportunities encountered by individuals, the self-employed, farmers, and small to very small enterprises (SMEs and vSMEs) in rural settings. This insight has enabled the formulation of a targeted suite of services, including specialized microfinancing support, designed to effectively meet these needs. CBK’s engagement extends beyond mere enhancing access to finance; it represents a strategic investment in the region’s future. The flourishing microfinance sector not only benefits the direct recipients but also enhances the overall community by promoting financial growth, creating employment opportunities, fostering self-reliance, and strengthening the sustainability of the local socio-economic framework.

Founded in 1819 as the first Austrian savings bank, Erste Group went public in 1997 with a strategy to expand its retail business into Central and Eastern Europe. Since then Erste Group has grown to become one of the largest financial services providers in the Eastern part of the EU in terms of clients and total assets. Within its social banking activities Erste founded in Austria Zweite Sparkasse, special saving bank supporting people in difficult financial situation. Later on good.bee credit, microfinance institution financing small entrepreneurs in rural area, was established in Romania. Currently all Erste banks in CEE operate social banking initiatives focused on improvement of financial stability and inclusion of people on low incomes, enabling job creation via new entrepreneurs and fostering development of social organisations.