ESBG (European Savings Banks Group) is an international banking association that represents one of the largest European retail banking networks, comprising of approximately one-third of the retail banking market in Europe.

microStart scrl is part of a group created in 2010 of which the job is – through microcredit – to finance and support those excluded from the banking system (jobseekers, recipients of help from Public Social Welfare Centres, the self-employed, etc.), to create or to develop a small independent business.

Part of the Sofia-based Financial Group SIS, SIS Credit, created in 2006, is a Non-Bank Financial Institution, regulated by the National Bulgarian Bank, whose goal is to encourage the entrepreneurship and to support the set up of working places in Bulgaria.

Ustoi’s mission is to provide financial services to small business enterprises in Bulgaria so that they can implement their projects in a cost-effective way, resulting in an increase in their income. The financial products are available to a large number of small entrepreneurs, with special focus on those engaged in agriculture.