AFI’s mission is to make a real impact in the fight against financial and social exclusion in Greece by helping unemployed people create their own jobs and by helping existing businesses grow through access to funding of up to 10,000 euros in the form of microloans and free-of-charge pre and post disbursement business development services.

The Spanish Microfinance Association is composed by all the relevant actors in the national microfinance sector including NGOs, Foundations, Saving Banks, Universities, Consultants, Migrant Associations, Women Associations, Disable Associations, Ethnic minorities associations and more.

The Fundació Privada per a la Promoció de l’Autoocupació de Catalunya is a private and independent not-for-profit organization. It was created in 1986, to promote self-employment in Catalonia.

CEEI BURGOS (Centro Europeo de Empresas e Innovación) supports local development under the model, quality criteria and sponsorship of the European Commission, and promoted by regional and local organisations with a strong commitment to boost the social and economic development.

Established in 1994, the Cooperative Bank of Karditsa (CBK) is fundamentally committed to fostering socio-economic development within the Thessaly region of Greece. This commitment is an integral part of the bank's identity. Over the years, CBK has developed a profound understanding of the unique challenges and opportunities encountered by individuals, the self-employed, farmers, and small to very small enterprises (SMEs and vSMEs) in rural settings. This insight has enabled the formulation of a targeted suite of services, including specialized microfinancing support, designed to effectively meet these needs. CBK’s engagement extends beyond mere enhancing access to finance; it represents a strategic investment in the region’s future. The flourishing microfinance sector not only benefits the direct recipients but also enhances the overall community by promoting financial growth, creating employment opportunities, fostering self-reliance, and strengthening the sustainability of the local socio-economic framework.

Established in 2003, Nantik Lum is a pioneering and innovative not-for-profit organisation that works on projects to do with development and research in the microfinance sector. Microcredit is used as a tool to facilitate development

Gaztenpresa is a Foundation belonging to the Social Work of LABORAL Kutxa, a cooperative bank in the Basque Country. Its mission is to support the development of self-employment, mainly amongst young people, from a technical and financial perspective.

MicroBank was set up in 2007 as the social bank within La Caixa group. It has taken over the microcredit activity of the group.

MicroEurope, an innovative social investment company, promoted by eight professionals and three leading European investment companies, all with common roots and broad experiences in the microfinance sector.

MicroEurope's story begins with the willingness to be not only investors but also reliable partners.

Natech Banking Solutions democratizes access to banking technology and liberates resources, allowing financial institutions to prioritize what's most important— outstanding service and customer fulfilment.  

Our comprehensive product suite, encompassing everything from a core banking system to digital engagement channels layer, enables banks to craft and deliver personalized financial products. Catering to a diverse clientele that ranges from lively credit unions, local community banks to forward-thinking regional financial institutions, Natech stands as a pillar of technological advancement in banking.

Our platform exemplifies ease and efficiency, providing seamless onboarding and unparalleled accessibility that guarantees financial institutions a swift time-to-market. As the provider of plug-and-play, end-to-end solutions built on modern cloud-native modular technology, it empowers banks with the agility to swiftly launch products and seamlessly adapt to the dynamic landscape of finance.

The ecosystem and API integration strategy are tailored to enhance functionality, delivering precisely what is needed with cutting-edge features, thereby ensuring operational costs remain lean throughout the entire lifecycle. Natech Banking Solutions has played a significant role in introducing a digital-only bank, Snappi, focused on serving Greece and Europe, marking a leap forward in the Banking-as-a-Service sector.

This effort combines Natech's twenty years of experience in the banking industry with the launch of Snappi, aiming to contribute to the evolution of Natech's technology. The collaboration also intends to offer practical benefits to the Natech banking community, ensuring access to modern and efficient banking technology.

The main objective of Seed Capital Bizkaia Mikro is the creation and development of a business microfinance programme which is implemented through microloans.

TMEDE Microfinance Solutions responds to the pressing need for liquidity by offering an innovative digital tool that decisively covers its members’ needs for seamless access to liquidity solutions, especially for those who are now starting their careers. Our vision is to enhance and support our customers by offering financial solutions straightforwardly and simply, which in turn will make an impact both on the economic development and to the promotion of quality and sustainable high-level employment.

Treball Solidari's objective is to help women found work. Since 2000, Treball Solidari has been working in South and Central America developping more than 100 projects in those countries.

Youth Business Spain (YBS) is the member in Spain of the Youth Business International global network. YBS is a private and independent foundation that was born as a result of the alliance between social entities as a result of the high rates of youth unemployment caused by the 2008 crisis.

Youth Business Spain currently brings together 12 social organizations that support youth self-employment, generating a space for the exchange of experiences and knowledge, promoting innovation and improving the quality of entrepreneurship support services.

Turning job seekers into job creators...

YBS members offer young people the necessary resources to launch their business ideas, combining personalized attention services with training, access to financing and mentoring.

As a result of the COVID pandemic in 2020, at Youth Business Spain we launched a social microcredit program to provide financial assistance to entrepreneurs with difficulties accessing traditional banking. It is a microfinancing program that also includes non- financial services such as advice, training and mentoring.

Since its launch, we have granted 178 microcredits for an amount of more than €700,000.