The Spanish Microfinance Association is composed by all the relevant actors in the national microfinance sector including NGOs, Foundations, Saving Banks, Universities, Consultants, Migrant Associations, Women Associations, Disable Associations, Ethnic minorities associations and more.

The Fundació Privada per a la Promoció de l’Autoocupació de Catalunya is a private and independent not-for-profit organization. It was created in 1986, to promote self-employment in Catalonia.

Banca Etica is Italy's first ethical bank, with the mission of encouraging socio-economic initiatives in the field of sustainable human and social development. The organisation opened its first branch in Padua in 1999.

CEEI BURGOS (Centro Europeo de Empresas e Innovación) supports local development under the model, quality criteria and sponsorship of the European Commission, and promoted by regional and local organisations with a strong commitment to boost the social and economic development.

Confeserfidi is a mutual guarantee company. Its mission is to support SMEs, including startups, providing them guarantees on disbursed loans, at subsidised interest rates, by banks. Confeserfidi has agreements with the main Italian banks and, through agents, it covers the whole Italian state.

COOPFIN was set-up in the 90s following a public-private agreement between the cooperatives business organisations (partners of the company) and Sardinia Region, in Italy. In August 2016 COOPIN has been recognized by Bank of Italy as Microcredit Operator and in February, and in 2017 COOPFIN started receiving the first requests of microcredit loans.

FidiPersona's mission is to support people to start up a business, especially for people excluded from the banking sector because of the high credit risk. Beyond lending money, Fidipersona provides services such as mentoring and coaching; particularly a business development service before the lending of the microcredit.

Fondazione Mons. Vito De Grisantis seeks to achieve social solidarity by helping the unemployed and people in need by giving small loans.

Established in 2003, Nantik Lum is a pioneering and innovative not-for-profit organisation that works on projects to do with development and research in the microfinance sector. Microcredit is used as a tool to facilitate development

Gaztenpresa is a Foundation belonging to the Social Work of LABORAL Kutxa, a cooperative bank in the Basque Country. Its mission is to support the development of self-employment, mainly amongst young people, from a technical and financial perspective.

Fondazione Grameen Italia is the first and only centre in Italy dedicated to studying and replicating microcredit programs based on the Grameen Bank methodology.

Iccrea Banca is the parent company of Gruppo Bancario Cooperativo Iccrea.

Iccrea Banca was established in 1963, founded by around 190 mutual banks (at that time, they were known as "Casse Rurali e Artigiane") in order to support their activities at local level with centralised services. Its role evolved in the following years, with the evolution of the mutual banks now known as "Banche di Credito Cooperativo" (BCCs).

On 4 March 2019, the Gruppo Bancario Cooperativo Iccrea was entered into the Register of Italian Banking Groups, effective as of 1 January 2019. At the time of registration, the group was made up of 162 companies, including 142 affiliated mutual banks, the Parent Company Iccrea Banca, and other companies held either by Iccrea Banca or by the affiliated mutual banks themselves. The Group is the leading banking group owned entirely by residents of local communities within Italy by way of an ownership structure encompassing around 800,000 member shareholders, nearly half of which are either households or small businesses.

MicroBank was set up in 2007 as the social bank within La Caixa group. It has taken over the microcredit activity of the group.

MicroEurope, an innovative social investment company, promoted by eight professionals and three leading European investment companies, all with common roots and broad experiences in the microfinance sector.

MicroEurope's story begins with the willingness to be not only investors but also reliable partners.

Microfinanza Srl is a private and fully independent consulting firm specialized in the microfinance sector. The mission of the company is to provide expertise and innovative solutions for the development of microfinance.

MicroLab promotes the development of self-employment through projects and activities concerning financial literacy and trainings of young entrepreneurs, supports the creation and development of micro-enterprises and encourages the enhancement of micro-credit as an instrument of social and financial inclusion.

Mikro Kapital is a micro credit company contributing to positive outcomes such as social inclusion, gender balance and sustainable employment opportunities. It creates ethical finance opportunities for the excluded from the traditional financial system.

PerMicro is a Turin-based Non-Banking Financial Intermediary specialized in microfinance products. PerMicro provides small loans to entrepreneurs or households, nationwide. It is designed for people who do not have an easy access to regular banks.

The Italian Microfinance Network (RITMI) is a non-profit organization founded in February 2008 that connects various institutions (up to now 24 members) that promote financial and social inclusion in Italy through financial services, supporting the creation of new entrepreneurship and employment, as well as the implementation of activities of Financial Education and commitment to local development.

The main objective of Seed Capital Bizkaia Mikro is the creation and development of a business microfinance programme which is implemented through microloans.

Treball Solidari's objective is to help women found work. Since 2000, Treball Solidari has been working in South and Central America developping more than 100 projects in those countries.

Youth Business Spain (YBS) is the member in Spain of the Youth Business International global network. YBS is a private and independent foundation that was born as a result of the alliance between social entities as a result of the high rates of youth unemployment caused by the 2008 crisis.

Youth Business Spain currently brings together 12 social organizations that support youth self-employment, generating a space for the exchange of experiences and knowledge, promoting innovation and improving the quality of entrepreneurship support services.

Turning job seekers into job creators...

YBS members offer young people the necessary resources to launch their business ideas, combining personalized attention services with training, access to financing and mentoring.

As a result of the COVID pandemic in 2020, at Youth Business Spain we launched a social microcredit program to provide financial assistance to entrepreneurs with difficulties accessing traditional banking. It is a microfinancing program that also includes non- financial services such as advice, training and mentoring.

Since its launch, we have granted 178 microcredits for an amount of more than €700,000.